Warning: VirginBucks never charges any additional fees for any loan that you have applied.


What Makes VirginBucks a Special Direct Lender?

  • We offer loans to people who may have had bad credit in the past
  • Our soft check policy will not affect your score
  • We’ll make your conditional decision in just minutes
  • We disburse loans to tenants as well

Our Personal Loan Products

No Guarantor Loans

Don’t waste your time in approaching others to take your guarantee. Apply for our loans without guarantor and get instant loan benefits.

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Loans for Unemployed

Unemployment is just a temporary phase, go through it firmly by having the backup of our unemployed loans provided on easy norms.

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Installment Loans

Avail our short term or long term loans and repay through easy monthly installments. It won’t affect your budget and improve your credit score.

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Debt Consolidation Loans

Now time has arrived for you to get rid of all pending debts accumulated from the past. Apply now for debt consolidation loans and live a burden-free life.

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Fair, Flexible and Workable Loans that Give You Full Control

The most satisfying thing for us is when our customers get their goals after taking unsecured personal loans from us. It becomes possible because we live up to our objectives, which can be summarised as:

  • To provide full financial support that paves the way for complete stability in your life.
  • To make lending easier and effective for you via acceptable terms and conditions
  • To follow unbiased lending service and offer everything for everyone

These goals give us the direction when our financial experts frame low interest no guarantor loans. Our main concern is ‘what you have recently done’ rather than ‘what you had before done’? You don’t need to approach someone to take your guarantee because your income status will bring the approval for you.

Our lending hub also has the space for every individuals. We aspire to provide swift approval on unemployed loans than other loan lenders in UK. We have specialised deals for them even if they are unable to present any guarantor. More important, your loan application will be preferred no matter you are living on benefits or borrowing as a student. You will get benefits like:

  • Smooth online procedure on paper-free format
  • No credit assessment despite any credit score
  • Easy eligibility criterion for tenants and homeowners
  • Special loan benefits
  • Constructive loan terms and repayment plans

Your each financial problem gives us a way to provide something unique-cum-useful. Don’t feel too much burden on your finances that occurred due to excessive debts. Choose our debt consolidation financing to ease your situation under a suitable time. Ease funds, repay them on easy monthly installments and come out free from all your pending debts.

Show your trust on us because we have plenty to offer you. Start applying now…

Why VirginBucks is the Right Choice for You?

As one of the most reliable credit lenders in UK, we are committed to offer you the BEST and BESPOKE loan offers suitable to your circumstances. All the loan features describe our responsible working and flexibility in loan obligations reveal our way of lending.

Loan Features that Attract You

  • Unlike other direct lenders, we are determined to offer you personalised loan services especially in terms of upfront charges or any other surprises
  • Submit your loan application here and the loan benefits come instantly to your favour
  • We do not need only the good credit score to the loan approval rather we also accept applications with low credit scores
  • The competitive interest rates are the reality with every loan deal
  • No paperwork and no credit check that we provide with our loans
  • The process also involve the policy of personal loans for bad credit people with no guarantor required, as all these obligations often delay the loan approval

We lead the responsible lending place where you can borrow amount according to your repayment capacity and prevent you to trap into financial drench. All the terms and conditions are suitable for any individual with any financial background.

Easy Loan Application Method for You

  • Welcome to our website
  • Click on to the ‘apply now’ button
  • Fill the application form with asked details
  • Submit it and wait for a few minutes to get approval

Whether you apply for the short term loans or the long term loans, the application process will remain the simple and straightforward. All the applications are accepted through online mode.

You do not require visiting our location, although you are welcome anytime. Once approved, we do not delay the fund disbursal. In fact, it will be done on the same day.

The unsecured loans with no guarantor are generally available to finance your emergency needs. A long procedure is not worth following when you need money urgently. Therefore, we follow easy and short procedure.

No matter what your financial goal is, VirginBucks lends you what you need.

The interest rates and repayment terms are always flexible be it for short term funding or borrowing for the longer term.

What Our Customers Are Saying

Thanks VirginBucks for stable my financial life. It has happened only because of you, as you instantly backed me when my I faced continuous rejections from the other lenders. Now, I am fully satisfied all thanks to you. Great Service.
One thing of VirginBucks that I liked the most is their quick reply to the borrowers’ loan queries. I got just after 5 minutes of submitting the loan applications. However, I was further amazed by seeing such convenient interest charges to pay. Really, a good job…
– Jack Parker
Reliable and relevant loan offers that what I would like to say about the VirginBucks. They are truly the professional lending company where the online loans are provided with extreme care and transparency. I definitely recommend their names to everyone.
– Thomas
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